Express Melts & Sandwiches

Feeding The Heroes Who Heal Us

Mobile Food Truck With A Purpose • Hornell, NY

Executive Summary

Fast, Fresh Food for Healthcare Heroes

Express Melts & Sandwiches (EMS) is our plan for a mobile food service business designed to serve medical and healthcare workers in Hornell, NY. Operating from a converted retired ambulance, we will provide fresh, made-to-order meals in under 5 minutes—faster than sit-down restaurants, better than fast food.

I drove ambulances during COVID-19. I watched healthcare workers grab whatever they could during short breaks because fast options were limited. Here in Hornell, the problem is the same: McDonald's or gas stations. We are the solution.

$20K
Minimum Loan Request
29%
Avg Meal COGS
1.0 FTE
Job Created
4 Days
Initial Week

I know the odds. Most food businesses fail. But I've spent two years studying this industry, costing every recipe, and learning what separates success from failure. This isn't hope—it's calculated preparation.

Financial Excellence

Engineered for Profitability

Every recipe has been costed to the penny. Our average meal COGS of 29% is well below the industry target of 35-40%, giving us cushion for unexpected costs while maintaining competitive pricing.

← Industry Target: 35%
E&C Bagel
22%
SEC Bagel
28%
BEC Bagel
29%
Stat Melt
29%
Triage Melt
32%
TBLT Salad
37%
Item Meal Cost Sell Price Meal COGS % Profit/Unit
E&C Bagel Meal $2.02 $9.00 22% $6.98
BEC Bagel Meal $2.61 $9.00 29% $6.39
SEC Bagel Meal $2.50 $9.00 28% $6.50
Triage Melt Meal $3.85 $12.00 32% $8.15
Stat Melt Meal $3.40 $12.00 29% $8.60

A complete, line-item breakdown of all menu costs is available in our COGS Spreadsheet.

Market Analysis

Proven Demand, Captive Audience

Primary Market

  • St. James Hospital: 300+ employees working rotating shifts, plus traveling and temp staff
  • Annual Patients: 3,500+ through hospital plus the medical center
  • Location Traffic: 15,800+ AADT on Seneca Rd N
  • Gas Station Partnership: Co-owner Krista Grove is the Asst. Manager at the Kwik Fill across the street—a direct referral from hundreds of daily regulars.
  • Regional Population: 40,000+ within 15 miles

Secondary Markets

  • College Campuses: Alfred State College and Alfred University nearby
  • Community Events: Hornell Partners For Growth hosts 12+ vendor events annually
  • County Fairs: Two nearby county fairs each summer
  • Festivals: Multiple local festivals throughout the year
  • Corporate Catering: Local businesses for meetings and lunch service

The Market Gap: In Hornell, the only fast options are McDonald's and limited gas station food. Healthcare workers, college students, and working families deserve better, higher-quality, convenient food.

Our primary focus is hospital staff, but the market extends well beyond. With a co-owner managing the gas station across the street, college campuses nearby, and a robust event calendar, we have multiple revenue streams from day one.

Competitive Edge

Why We'll Succeed

<5 Min
Order Time
4-7 Days
Smart Scaling
Mobile
Flexibility
Low
Overhead

Strategic Advantages

The Management Team

Experience, Passion, and Grit

A food business is only as strong as its team. Our owners bring a balanced blend of formal culinary training, real-world kitchen experience, and professional retail management.

Michael Grove (25% Owner)

Michael brings over a decade of hands-on food service experience from both mom-and-pop diners and corporate chains. As an EMS driver during COVID, he lived the problem this business solves. His two years of intensive research and resilience in overcoming personal homelessness twice form the foundation of the company's grit.

Krista Grove (50% Owner)

Krista provides the team's core operational and people management expertise. Her experience includes serving as a Store Manager for Sweet Frog (KCK) and Yum Frozen Yogurt (Hornell), and as a Shift Lead for Dollar General and Kwik Fill. Her leadership ensures the business will be run efficiently, professionally, and profitably.

Trevor Grove (25% Owner)

As the team's culinary lead, Trevor Grove brings formal training from his BOCES Culinary Arts certification. This expertise ensures menu quality, kitchen discipline, and food cost management will be executed to professional standards from the moment we open.

Capital Allocation

Use of Funds ($20,000 Request)

We are seeking a **$20,000** loan, which represents the minimum viable capital to launch. Every dollar is meticulously budgeted, covering all build-out, equipment, licensing, and operational costs, plus a dedicated contingency fund.

Category Purpose Amount
Truck Purchase Sourcing a reliable, pre-2000 7.3L Ford ambulance $4,000.00
Truck Tax & Registration NYS sales tax, registration, and title $620.00
Construction & Conversion Electrical, plumbing, insulation, FRP, and dumpster rental $1,850.00
Kitchen Equipment All sourced equipment for launch $7,014.50
Permits, Licenses & Insurance All county/city health permits and initial insurance binding $1,500.00
Operational Buffer 6 months of estimated loan payments $2,460.00
Initial Inventory & Smallwares Opening food inventory, containers, and kitchen smalls $1,000.00
Total Hard Costs $18,444.50
Working Capital / Contingency For vehicle repair, build overruns, & cash flow $1,555.50
Total Loan Request $20,000.00

This lean budget is intentionally de-risked. If needed, a planned switch in equipment and process can free up approximately $500, increasing our contingency to over $2,000. While $20,000 is the minimum for launch, a larger loan would simply increase this contingency, providing an even more robust buffer for a strong start.

Launch Strategy

90-Day Timeline to Operations

Phase Timeframe Key Milestones
Phase 1: Build Months 1-3 Secure ambulance, complete conversion, pass health inspection, obtain all permits and licenses
Phase 2: Launch Month 4 Soft opening, establish 4-day weekly schedule at hospital, gather customer feedback
Phase 3: Optimize Months 5-6 Refine operations, test weekend events, assess demand for additional operating days
Phase 4: Scale Months 7-12 Expand to 7 days if demand supports, add regular event schedule, build catering pipeline

Financial Milestones

We're building this business to last. Conservative growth, careful cash management, and realistic expectations will get us there.

Mission

Profit with Purpose

Yes, this is a business. But it's also deeply personal. I've been homeless twice. I know what it's like to wonder where your next meal is coming from. I know what it's like to rely on the kindness of strangers.

Once we're stable and profitable, our social mission begins: we will provide free meals to first responders, veterans, and neighbors in need. We'll never forget where we came from, and we'll pay it forward.

"It's not about being a hero—it's about feeding them."

The real heroes are the doctors, nurses, EMTs, and firefighters who show up every day. We just want to make sure they're fed right—with fresh, quality food that respects their time and their work.

Let's Talk

Ready to Build This Together

Express Melts & Sandwiches is more than a food truck—it's a commitment to our community, built on solid numbers, a proven team, and genuine need. We are ready to put in the work. We just need the opportunity.